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These are tax efficient savings plans which can be used for cash savings or stocks & shares investment. It is important to understand that they are all different.

The aim when using ISAs is to move your investments into an environment that maximises tax advantages.

A lot of people are familiar with cash based ISAs, but there is a wider choice of investments you can use. These can be arranged to suit the individual, taking account of your attitude to investment risk.

ISAs are very important in an investment portfolio, they are flexible, they bring clear tax advantages and can be used for growth or income.

If you are looking for additional information, please click here.